Welcome to the website of RLJ Financial Services, Inc. (www.rljfinancial.com). By accessing or using this website, you agree to be bound by the following Terms and Conditions. Please read these terms carefully before using our site. If you do not agree with any of these terms, please refrain from using our website.

1. Acceptance of Terms

By using our website, you acknowledge that you have read, understood, and agreed to be bound by these Terms and Conditions. These terms apply to all visitors, users, and others who access or use the website.

2. Services Provided

RLJ Financial Services, Inc. provides tax, accounting, payroll, and business consulting services. Information on this website is for general informational purposes only and does not constitute professional advice. Use of this website does not create a client relationship with RLJ Financial Services, Inc. For personalized advice, please contact us directly to establish a formal engagement.

3. Website Content

The content on this website, including but not limited to text, graphics, images, and information, is the property of RLJ Financial Services, Inc. and is protected by intellectual property laws. You may not reproduce, distribute, or use the content for commercial purposes without our express written consent.

4. Disclaimer of Warranties

This website is provided on an "as is" and "as available" basis without warranties of any kind, express or implied. RLJ Financial Services, Inc. makes no representations or warranties regarding the accuracy, completeness, or reliability of the content on this site.

We do not guarantee that:

• The website will be available at all times

• The website will be free of errors, viruses, or harmful components

• The results obtained from using the website will meet your expectations

5. Limitation of Liability

To the fullest extent permitted by law, RLJ Financial Services, Inc. shall not be liable for any damages, including but not limited to direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use of the website or the information contained on it.

6. User Responsibilities

When using our website, you agree to:

• Use the website only for lawful purposes

• Not engage in any activity that disrupts or interferes with the website’s functionality

• Not attempt to access unauthorized areas of the website

7. Third-Party Links

Our website may contain links to third-party websites for your convenience. RLJ Financial Services, Inc. does not endorse or assume responsibility for the content or practices of these external sites. We encourage you to review the terms and conditions and privacy policies of any third-party sites you visit.

8. Privacy

Your use of this website is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your personal information.

9. Indemnification

You agree to indemnify, defend, and hold harmless RLJ Financial Services, Inc., its officers, employees, and affiliates from and against any claims, liabilities, damages, losses, or expenses arising out of your use of the website or violation of these Terms and Conditions.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Any disputes arising out of these terms will be resolved exclusively in the state or federal courts located in California.